Top Joliet Mortgage Rates This November

Have falling property prices enticed you into buying a new house? Current values may be low, but don’t forget to research Joliet mortgage rates, too. The rate you pay to finance your home will have a significant effect on the total cost of your house.

Current Best Mortgage Rates in Joliet, IL

Depending on the type of mortgage you choose, the interest rates offered will vary. However, whether you end up with a fixed rate or adjustable rate mortgage, there is a lender with an affordable interest rate in Joliet for you. Below are the local lenders currently offering the best mortgage rates this month:

Best Fixed Mortgage Rates in Joliet

15-Year Fixed

• JPMorgan Chase Bank, National Association: 2.75%
• • No Orig. Fees
  • Points: 0


• Citizens First National Bank: 3.38%
• • No Orig. Fees
  • Points: 0


• First American Bank: 3.38%
• • No Orig. Fees
  • Points: 0

30-Year Fixed

• JPMorgan Chase Bank, National Association: 3.38%
• • No Orig. Fees
  • Points: 0


• BankFinancial, FSB: 4.13%
• • Orig. Fees: $250.000
  • Points: 0


• PNC Bank, National Association: 4.13%
• • No Orig. Fees
  • Points: 0

Lowest Joliet ARM Rates

3/1 ARM

• Fifth Third Bank: 2.38%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period


• PNC Bank, National Association: 2.5%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period


• BMO Harris Bank National Association: 2.75%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period

5/1 ARM

• PNC Bank, National Association: 2.63%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period


• Bank of America, National Association: 2.63%
• • No Orig. Fees
  • Points: 0.88
  • Caps: 2% per Adjustment Period


• BMO Harris Bank National Association: 2.75%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period

Be sure you verify these rates with the lender before you apply. These rates are accurate as of 11/01/11, but may change at any time. Further, you may be subject to additional requirements or credit approval in order to obtain the lowest advertised Joliet mortgage rate.